Calen is your go-to banking platform for cross-border payments.
With Calen you can:
Get paid from abroad using the receiving details on your account.
Hold money in different currencies and convert when you need to.
Send money to family, suppliers or your team.
Receive and send supported stablecoins.
Keep track of your money in one place.
Who it's for
Calen Personal is for your own money, whether you're getting paid or sending money home. Wallet currencies include Nigerian naira (NGN), US dollars (USD), Canadian dollars (CAD), pounds sterling (GBP), euros (EUR) and supported stablecoins such as USDC. Open your account to see which wallets are available to you.
Calen for Business helps you get paid, manage money and pay suppliers or your team. Wallet currencies include NGN, USD, CAD, GBP, EUR and supported stablecoins such as USDC, depending on what's enabled for your business.
Where you can send money
Personal and Business customers can use the routes shown in their account to send NGN to Nigeria, USD to US bank accounts, CAD to Canada by Interac, GBP to UK bank accounts and EUR to SEPA-reachable bank accounts.
You can also send mobile money to Ghana, Kenya, Uganda, Tanzania, Benin and Côte d'Ivoire where the destination and operator are available. These are places you can send money to, not extra currencies you can hold in Calen.
For USDC and USDT, use the token and network shown on your receiving or send screen. Before adding money, check which currency will be credited. A receiving address or account doesn't always mean you'll hold the currency sent.
Getting paid
Open a wallet and look for its receiving details. Depending on your account, these may be a Nigerian account number, US bank details, an Interac email, UK bank details, a euro IBAN or a stablecoin address.
Holding a currency and having receiving details are different things. For example, a euro payment may be converted and credited in USD. Always follow the instructions on your receiving screen.
Ready to take a look? Visit https://calen.finance.
What's next: Ready to get started? See How to create a personal account, or How to open a business account. For the full currency list, see Which currencies and corridors does Calen support?